Park Place Lending LLC — Fix & Flip Loans
Buy it. Fix it.
Profit from it.
Fast, flexible financing for real estate investors who move quickly. No personal income docs. No W-2s. Just the deal.
Quick Funding
Investment Property Purchase
Rehab Financing
Quick Funding
Investment Property Purchase
Rehab Financing
No tax returns • No income docs • Start your application in minutes
Fast Closings
Move at the speed of the deal
Purchase & Rehab
Acquisition + renovation in one loan
No Income Docs
Qualify on the deal, not your W-2
ARV-Based Lending
Loans sized on after-repair value
Fast Closings
Move at the speed of the deal
Purchase & Rehab
Acquisition + renovation in one loan
No Income Docs
Qualify on the deal, not your W-2
ARV-Based Lending
Loans sized on after-repair value
The Process
Get funded in 4 steps
From application to funded deal — our streamlined process is built for investors who can't afford to wait.
STEP 01
Submit Your Deal
Share the property address, purchase price, estimated rehab budget, and your exit strategy. No personal income docs required.
STEP 02
Deal Review & ARV Analysis
Our team reviews the deal, orders an appraisal, and structures the loan based on the after-repair value of the property.
STEP 03
Fast Approval
Receive your conditional approval and term sheet quickly. We move at the pace of competitive real estate markets.
STEP 04
Close & Draw Funds
Close on the property and access your rehab budget through a structured draw schedule as work is completed and verified.
Why Park Place Lending
Built for investors.
Not W-2 earners.
Traditional lenders underwrite the borrower. We underwrite the deal. That's the difference between a lender that slows you down and one that helps you scale.
No Personal Income Documentation
No W-2s, tax returns, or pay stubs. Qualification is based on the property's purchase price, rehab scope, and after-repair value.
Structured Rehab Draw Schedule
Renovation funds are released in draws as work is completed and inspected, keeping your project on track and on budget.
ARV-Based Loan Sizing
We lend against the after-repair value of the property, giving you access to more capital than purchase-price-only lenders.
LLC & Entity Vesting Available
Close in your LLC or corporation for asset protection and cleaner portfolio accounting. Entity must be in good standing.
Loan Structure
Competitive terms.
Maximum flexibility.
Loan terms are structured around your deal and may vary based on
property type, experience, and market. Contact us for current rates and program details.
Competitive
Interest Rates
Rates vary by deal, experience level, and market conditions. Contact us for current program pricing.
Up to 90%
Loan-to-Cost
Finance a high percentage of your total project cost — purchase plus rehab — on qualifying programs, subject to credit approval.
Up to 75%
Loan-to-ARV
Loan sized against the after-repair value of the property on qualifying programs, subject to appraisal and underwriting approval.
Rates and terms subject to change. Not all applicants will qualify. Subject to credit approval.
Property Types
What we can finance
Our Fix & Flip program covers a wide range of investment property types on qualifying programs.
Most Common
Single-Family Residences
The most popular fix & flip property type. Distressed, REO, and off-market SFRs all considered on qualifying programs.
Value-Add
2–4 Unit Multifamily
Duplex, triplex, and fourplex properties. Renovate and resell or convert to a long-term rental hold strategy.
Cosmetic to Full Gut
Light to Heavy Rehab
From cosmetic updates to full gut renovations — our draw schedule is structured to match your scope of work.
Why Trust Us
The investor's
lending partner.
Park Place Lending LLC works exclusively with real estate investors. We understand deal timelines, rehab scopes, and exit strategies — because we speak the language of the business.
Deal-First Underwriting
We evaluate the property's potential, not your personal tax returns or employment history.
Responsive Draw Process
Our draw team processes inspection requests promptly so your contractors stay on schedule.
LLC & Entity Vesting on Qualifying Programs
Protect your personal assets and keep your portfolio accounting clean by closing in your business entity.
No DTI Cap on Qualifying Programs
Your personal debt-to-income ratio is not used to qualify, so active investors can keep building without hitting a ceiling.
Investor Stories
Real investors. Real portfolios.
See how investors are using Park Place Fix & Flip loans to grow their portfolios.
★★★★★
"I had a deal under contract with a tight closing window. Park Place moved fast, structured the loan around the ARV, and we closed on time. That's the kind of lender you want in your corner."
David K.
Dallas, TX — 6-Property Portfolio
★★★★★
"As a self-employed investor, traditional banks always made the process painful. Park Place focused on the deal, not my tax returns. The draw process was smooth and my contractors stayed on schedule."
Rachel M.
Nashville, TN — STR Portfolio
★★★★★
"I closed in my LLC which was important for liability reasons. Park Place handled it without any issues. I've now done multiple flips with them and each deal has gone smoothly."
James T.
Atlanta, GA — Buy & Hold Investor
FAQ
Frequently asked questions
Everything investors want to know about DSCR loans — answered.
What is a Fix & Flip loan and how does it work?
A Fix & Flip loan is a short-term bridge loan designed for real estate investors who purchase distressed properties, renovate them, and resell for a profit. The loan covers both the acquisition cost and the renovation budget, with rehab funds released through a draw schedule as work is completed and verified.
Do I need to show personal income or tax returns?
No personal income documentation is required on our Fix & Flip program. Qualification is based on the property's purchase price, estimated after-repair value (ARV), and your rehab scope — not your W-2s, tax returns, or personal income. Credit and experience requirements apply.
What is ARV and how does it affect my loan amount?
ARV stands for After-Repair Value — the estimated market value of the property after all planned renovations are complete. We use ARV as a key factor in sizing your loan, which means you can access more capital than lenders who only lend against the current purchase price. ARV is determined by a licensed appraisal.
How does the rehab draw process work?
Rehab funds are held in reserve and released in draws as renovation milestones are completed. You submit a draw request, an inspector verifies the completed work, and funds are released. The number of draws and inspection requirements vary by loan program and rehab scope.
Can I close in an LLC or business entity?
Yes, on qualifying programs. Our Fix & Flip loan allows you to take title in an LLC, corporation, or other business entity. The entity must be in good standing and the guarantor(s) must meet credit and experience requirements. Closing in an entity is a popular choice for investors seeking asset protection.
Do I need prior flipping experience to qualify?
Experience requirements vary by program. Some programs are available to first-time flippers on qualifying deals, while others may require documented prior experience. Contact us to discuss your background and the specific deal you have in mind — we'll match you with the right program.
You found the deal.
We'll fund it.
Start your application in minutes. No tax returns, no income docs, no runaround. Our investor-focused team is ready to move at your speed.
No tax returns • No income verification • LLC vesting available • Start your application in minutes
HELOC
• Fix & Flip Loans
• DSCR Loans
Equal Housing
Opportunity
Park Place Lending LLC • 9100 Conroy Windermere Road, Suite 200, Windermere, FL 34786 • 407-815-5220
NMLS #2517975 • NMLS #2519791 • NMLS Consumer Access
© 2026 Park Place Lending LLC All rights reserved. Loans are subject to credit approval. Rates and terms are subject to change without notice. Not all applicants will qualify. This is not a commitment to lend. A HELOC is a revolving line of credit secured by your home. Your home is collateral and could be at risk if you fail to make payments. Testimonials reflect individual experiences and may not represent typical results.